MILLIONS of people who’ve been placed on furlough, made redundant or lost their jobs due to coronavirus may need a way to make extra cash.
But have you considered joining an odd-job site and thought about how much money you could make?
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From cleaning to tutoring to putting up flatpack furniture for people’s new home offices, a number of sites exist that let you advertise your skills – and you could make hundreds or even thousands each week.
Being able to set your own hourly rates as well as manage what jobs you take on can also make it easier to fit around your lifestyle compared to taking out a part-time job.
Even the 9million-plus people on furlough due to the coronavirus crisis are allowed to work in other roles at the same time if they’re unable to return to their day job part-time or full-time.
Nicholas Segrue, co-founder and chief executive of odd jobs platform CareToShare, says it’s seen a surge in people that have lost their job, signing up.
We round up some of the main odd job sites below, as well as what to watch out for.
Airtasker – you’ll pay up to 20% of earnings to use the site
Airtasker reckons you could earn up to £2,900 a month completing jobs on its site, which include cleaning, repair work, and tutoring.
All payments are made via the site, so there’s no cash in hand.
But people carrying out tasks will pay a fee to Airtasker of between 10% to 20% of what they charge for jobs, plus tax.
The fee varies depending on how much work you’ve done via the site in the past month – the more you earn the less you pay.
You don’t pay to post a task.
Unlike some companies, Airtaskers are automatically given liability cover to up to £5million when it comes to personal injury or property damage.
But there are some exceptions, so familiarise yourself with these first. There’s also a £550 excess fee, which taskers will have to pay when they make a claim.
The site also has some fairly negative reviews online with some people claiming to pay for jobs in advance and then finding it hard to get a refund when workers didn’t show up so do your homework first.
CareToShare – free to use until July 2021
CareToShare says its users offer over 200 skills and tasks from cooking meals, to DIY and home chores, to teaching a language, and tutoring.
Currently, it’s completely free to both those offering their services and those booking a job until July 2021 and there’s no minimum length of time a job has to last for.
After this date, a subscription model will take force that will see those offering the task paying £5.99 a month to use the site, unless they directly swap a skill with someone else, in which case it will be free.
It will also continue to be free for those booking tasks via the site.
You can’t pay via the site; so you’ll have to accept cash in hand.
CareToShare also uses a geolocation map to show users nearby service providers if they’re looking for someone local (it doesn’t list exact addresses for safety reasons).
But bear in mind it doesn’t offer liability cover for tasks carried out.
Gumtree – free to post job ads on
Classified site Gumtree can be used to post adverts for the jobs you’re willing to undertake – or you can respond to ads looking for work.
Ads are free to post on Gumtree unless you pay to promote them. Business users will also have to pay.
When it comes to customers paying you for the job you’ll have to make your own payment arrangements as Gumtree doesn’t process these on your behalf.
TaskRabbit – free for those offering their services
TaskRabbit is mostly about household and DIY chores. But it has two key perks; the first, is that it’s free for those offering their services to sign up to and use.
Once signed up, you’ll also keep 100 per cent of the hourly rate you’ve selected, as well 100 per cent of any tips.
All tasks have a one-hour minimum, but after the first hour, you can invoice in 15-minute increments.
TaskRabbit makes its money by adding a 15% surcharge to the hourly rate set by so-called “taskers”. This is paid for by the person purchasing the task but you won’t see it as a separate fee – you’ll just see the hourly rate.
In addition, TaskRabbit charges a separate 15% fee for those making bookings under its so-called ” trust and support” fee.
The second perk, is that TaskRabbit has partnered with Ikea. The idea is to make it easier for taskers to offer flatpack furniture set-ups in conjunction with the Swedish manufacturer.
Just bear in mind the site won’t cover you for any accidental damage or similar claims arising from the work you undertake.
And you must be paid via the site – you can’t accept cash in hand.
You might need to declare your earnings
Everyone has a self-employed tax-free trading allowance of £1,000 a year, which covers cash made from odd jobs.
That’s on top of the current £12,500 tax-free personal allowance everyone gets, and it’s also on top of the £1,000 you can make tax-free each year from property.
Anything earned above £1,000 and you’ll need to declare it each year via a self-assessment tax return so HMRC can determine what you owe.
Bear in mind that additional income may also affect your benefits so check this with your work coach or with the Department for Work and Pensions before offering out your services.
Consider if you need insurance
Some sites will offer you liability insurance as standard, which should cover you if you accidentally damage someone’s home or cause an injury to someone while undertaking a job.
If a site doesn’t offer this cover, consider whether you’d feel more comfortable with a liability cover – whether that’s for you as an individual or if you decide to effectively set-up a self-employed business.
Use a comparison to check for the best deals and cover.
Be mindful of your safety
If you’re carrying out jobs for people you’ve only spoken to online it’s always best to tell someone where you’ve gone and to be mindful of the situation. Consider meeting people in a public place first.
You may also want to ask what protections are in place given the coronavirus crisis – if you’re tutoring, for example, is the room big enough for you to safely social distance.
If you don’t want to leave your sofa, here’s how to make money from home.
Plus, we’ve rounded-up 11 simple ways to save nearly £6,000 before Christmas.