MARTIN LEWIS, founder of Money Saving Expert, appeared on ITV’s This Morning to discuss council tax.
According to Martin Lewis, thousands of Brits could be paying too much in council tax – without realising it.
The 46-year-old estimated 400,000 households in England and Scotland could be in the wrong council tax band.
Appearing on ITV’s This Morning, the Money Saving Expert outlined two free steps anyone can take to challenge their banding.
He said: “The main reason for this is after the poll tax debacle they were desperate to change the system in 1991 to get ready for the new council tax in 1993.
“That was meant to be a stop gap just to get the system launched.”
“That was meant to be a stop gap just to get the system launched”
However, at least 25 years later homes are yet to be re-valued.
There are some steps to getting your house re-valued, which includes finding out what your neighbours are paying online at voa.gov.uk.
You can also check what your house was worth in 1991 – when the bands were set by using an online calculator.
Here are the bands as set in 1991 prices:
1. Band A: Up to and including £40,000
2. Band B: £40,001 – £52,000
3. Band C: £52,001 – £68,000
4. Band D: £68,001 – £88,000
5. Band E: £88,001 – £120,000
6. Band F: £120,001 – £160,000
7. Band G: £160,001 – £320,000
8. Band H: More than £320,000
If it falls into a different band to what you’re currently paying, you must apply for a re-valuation.
Only apply to have it revalued, not lowered – as there’s a chance it could go up.
Single adults, parents living with children, people living with full-time students and those living with someone with a severe mental impairment get 25% off.
Then there are council tax support credits – these apply to people with pension credits, on benefits or with low incomes.
You can also apply to get your band lowered for changes you’ve made, if you’ve adapted your house to help with disabilities.
Previously, Martin revealed another reason why you could be owed money in council tax.
Writing on his website, he said: “Councils are sitting on a staggering amount of money.
“And while they do make efforts to track down those who are owed, many don’t do it well enough, especially when people have moved out of their area and are no longer their responsibility.
“That means we all need to take responsibility for ourselves.”