What to Do If You Can’t Pay Your Rent or Mortgage With Universal Credit

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What to Do If You Can’t Pay Your Rent or Mortgage With Universal Credit

Claimants of Universal Credit are being reminded that they may be eligible for rent or mortgage payment assistance.

The reminder comes as charities urge on the government to do more to assist suffering families, following the release of new statistics showing that nearly twice as many households are struggling to pay their rent now as they were before the pandemic.

According to these numbers, 190,000 Universal Credit renters are at least two months overdue on their payments, according to the homeless charity Crisis.

It comes at a time when British households are trying to make ends meet as the cost of food, gasoline, and energy continues to rise.

The Department for Work and Pensions (DWP) pays Universal Credit to Britons who are struggling to make ends meet, but they may also be eligible for assistance with rent or mortgage payments, depending on their circumstances.

This is true whether people rent from a private landlord, a housing association, or the local government, or whether they have a mortgage on their home.

The charity warns that the 70% increase in persons who are unable to pay their rent is “much worse than we anticipated.”

It is now urging the government to act quickly to prevent hundreds of thousands of families from falling behind on their rent or mortgage payments.

“It’s critical that the government use the impending expenditure review to overturn this decision and reinstate the £20 lifeline so that needy families don’t lose their homes this winter,” said CEO Jon Sparkes.

“Anything less than this may be disastrous.”

The Government’s spending review will be completed on the same day as the Chancellor’s Autumn Budget, on October 27, and will outline the Government’s spending priorities for the coming year.

Rishi Sunak’s decision to discontinue the £20-a-week increase, which has been a lifeline for many families over the last 18 months, is unlikely to be reversed.

Because they are unemployed or on a low income, nearly six million (5.8 million) people are currently receiving Universal Credit.

This is more than quadruple the number of claimants who needed assistance before to the COVID-19 pandemic.

Six payments (including Housing Benefit) have been replaced by a single payment known as Universal Credit.

The amount of money allocated to a person’s rent or mortgage will be determined by their circumstances, such as if they have children or whether they have a disability or health condition that prevents them from working.

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