As the DWP digs in its heels over reform, here’s how to verify your state pension age.


As the DWP digs in its heels over reform, here’s how to verify your state pension age.

THE DEPARTMENT OF WORK AND PERSONNEL (DWP) is dealing with a barrage of requests to lower the state pension age (SPA) to earlier levels.

For six decades, state pension ages were fixed at 65 for men and 60 for women, until the process of achieving gender parity in state pension ages began.

For the first time, the SPA was the same for both men and women in 2018.

For a variety of reasons, the SPA amendments have been divisive from the start. The Parliamentary and Health Service Ombudsman (PHSO) recently condemned the Department of Work and Pensions’ handling of the age modifications as “maladministration.”

This occurred as a result of a failure to appropriately convey the changes to individuals who would be affected. As a result, many people were caught off guard by the revisions, learning that their state pension age had been changed just as they were about to retire.

Since then, the SPA has been raised to 66, with a target of 67 by 2028.

The devastation created by this sham shows how important it is for people to be informed of their SPA and any changes to it.

This enables people to plan ahead and organize their finances so that they are not caught off guard, as some have been, and end up in a financial quagmire.

Fortunately, those who are unsure of how changes have affected them can use a calculator to calculate their retirement age by entering their date of birth.

This can be found on GOV.UK’s “Check your State Pension Age” tool.

A petition with 66,419 signatures has been circulated online calling for the state pension age to be lowered to 60 for both men and women.

“Why not enable older people to retire early, thereby freeing up jobs for younger people?” the petition asks.

“There would be a cost, but surely it would be considerably more beneficial than paying Universal Credit? Not to mention the possibility of redressing the balance in favor of young people and assisting in the restoration of their future.”

A government reaction was triggered when the petition reached 10,000 signatures.

“Reducing it [the SPA]is neither affordable nor fair to taxpayers and future generations,” the government stated.

It further claimed that if the adjustments had not been made, an additional expenditure of roughly £215 billion would have resulted.

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