Confused.com find Brits are a nation of DIY lovers but pay the price in home insurance claims

Mon, 05 Dec 2011 16:25:52 GMT

Confused.com has revealed that fifty-three per cent of homeowners are doing their own home improvements due to an increase in living costs. However, many of these projects are ending in disaster, with 11 per cent of those who 'have a go' then claiming on their home insurance.

A recent study by the Institute of Fiscal Studies warned that households are looking at a 3.8 per cent fall in earningswith data for the first 11 months of 2010-11, marking the largest fall in disposable income since 1981. As a consequence of this strain on income, homeowners in the UK are turning their hand to DIY.

Aside from money issues, the Confused.com survey also showed that thirty-nine per cent of Brits claim to have undertaken home improvement work after watching DIY programs; their favourite being Grand Designs (22 per cent).

Homeowners in Scotland and the West Midlands are most likely to do their own home improvements, with 23 per cent claiming to do DIY, compared with the North East where only 11 per cent do DIY.

Fifty per cent of homeowners in Northern Ireland also claimed to have done a successful job, compared with 26 per cent of homeowners in Wales who said their inspirational home improvements looked dreadful and out of this 26% of Welsh homeowners, if money were no object, then 67 per cent would pay someone to do their DIY.

Of all those UK homeowners surveyed, 31 per cent of these budding Kevin McClouds admitted to having DIY mishaps, and of these 31% homeowners, most disasters were taking place in households in Scotland (12 per cent) and Wales (12 per cent) resulting in home insurance claims.

Despite tackling DIY to save money, 6 per cent of Scottish homeowners have paid over £1,000 in the past 24 months rectifying their DIY disasters. A further15 per cent of Scottish homeowners have paid £200 or more in the same period, whereas those living in Northern Ireland paid out over £350 in the last two years to fix botched DIY. In Wales, 13 per cent said they have paid out £300 fixing bad DIY jobs in the last two years.

Mark Gabriel, Confused.com Home Insurance spokesman, said: "With the economy so fragile, people's finances are under more pressure and things aren't getting any easier particularly with the rise in petrol prices and food prices. Therefore people have turned to ways of saving money and have been inspired by home improvement programs.

"However it is important to remember that television often makes tasks look easier than they are. In fact, some home insurance policies stipulate that only professionally accredited tradesmen should carry out certain work, so it is worth checking that you are not inadvertently rendering your insurance invalid by failing to read the small print.

"It is important to look at your home insurance policy to check that you are fully covered, should things go wrong, and to check their policy details carefully. It is also necessary to take extra safety precautions, as DIY disasters can cause accidents."

For more information on home insurance, flat insurance and staying safe while DIYing, visit Confused.com.

Confused.com is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. Confused.com is regulated by the FSA.

Confused.com research reveals weather conditions are affecting home insurance claims

Tue, 11 Oct 2011 09:39:16 GMT

From an Indian summer to predicted snowfall in a matter of weeks, Britain’s weather remains a mystery with adverse conditions severely affecting home insurance claims, Confused.com has found.

In the last year alone, storm related home insurance claims have risen by 68% overall, with policy holders in Central Scotland 117% more likely to claim for a storm.

Storms are not the only weather conditions affecting home insurance claims with lightning striking twice for 1 in 10 unlucky UK residents; particularly in Wales and the West where people are 89% more likely to be hit by lightning than the UK average. Surprisingly, London, known for its lack of green space is the area that is 47% more likely to make claims due to falling trees.

With unpredictable weather likely to continue as winter approaches, Confused.com is reminding customers to check their home insurance and make sure they are covered for adverse weather.

Mark Gabriel Head of Home Insurance said: "The consequences of having insufficient home cover are potentially severe. Many Insurers will offer home emergency cover as an optional extra on their contents policies - you will either be charged extra on your standard annual premium, or pay a monthly subscription fee.But make sure you shop around for cover as premiums can vary greatly between providers; a comparison site is a great way to do this."

Interested customers can read the full 'lightning strikes twice' home insurance research here at Confused.com: http://www.confused.com/press/releases/lightning-strikes-twice-for-nearly-1-in-10-customers-who-claim.

About Confused.com:
Confused.com is one of the UK’s biggest and most popular price comparison services. Launched in 2002, it generates over one million quotes per month. It has expanded its range of comparison products over the last couple of years to include home insurance, travel insurance, pet insurance, van insurance, motorbike insurance, breakdown cover and energy, as well as financial services products including credit cards, loans, mortgages and life insurance.

Confused.com is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service. By using cutting-edge technology, it has developed a series of intelligent web-based solutions that evaluate a number of risk factors to help customers with their decision-making, subsequently finding them great deals on a wide-range of insurance products, financial services, utilities and more. Confused.com’s service is based on the most up-to-date information provided by UK suppliers and industry regulators.

Confused.com is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. Confused.com is regulated by the FSA.

Confused.com reveals that overvaluing possessions could lead to a higher insurance premium

Tue, 04 Oct 2011 15:50:51 GMT

Confused.com has revealed that valuing contents incorrectly could see customers paying more than they need to for home insurance.

According to new research by Confused.com, in 2011, the average amount people are valuing their home contents at is £50,000 with the most expensive value being £5 million.* Some of the most unusual items insured in 2011 included an astronaut autograph collection, a hot tub and a signed 1966 world cup final programme.

But Confused.com are warning that although these possessions may mean the world to their owners, getting them valued correctly is essential as people may be paying more for their home insurance than they should be.

With the economy taking a turn for the worst, Confused.com is urging homeowners to be money savvy and remember that home insurers will only pay out the market value of an item, so it is false economy to insure your contents for more than they are worth.

Mark Gabriel, Head of Home Insurance at Confused.com said: "People always ask whether they need home insurance. Home insurance gives peace of mind should the worst happen. Everyone places a different value on their possessions but getting the right amount of cover is important.

"Do your research when valuing your home contents as you want to make sure you are not over-estimating and paying a larger insurance premium than you should be. On the flip side, one of the most common problems is under-insurance for contents because many people do not realise the value of possessions.

"There is so much competition when it comes to home insurance providers on the market today, so use a price comparison website to ensure that you get a great deal and get your worldly possessions insured, no matter how unusual they are."

Notes for Editor
* Source Confused.com home insurance quote customers (last quote per customer) for H1 2011. Figures based on 320k buildings and contents quotes (combined)

About Confused.com:
Confused.com was the UK's first price comparison site for car insurance. Confused.com is one of the biggest and most popular price comparison services. Launched in 2002, it generates over one million quotes per month. It has expanded its range of comparison products over the last couple of years to include home insurance, travel insurance, pet insurance, van insurance, motorbike insurance, breakdown cover and energy, as well as financial services products including credit cards, loans, mortgages and life insurance. Specialist home insurance products comparison also includes buildings insurance and student home insurance.

Confused.com is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service. By using cutting-edge technology, it has developed a series of intelligent web-based solutions that evaluate a number of risk factors to help customers with their decision-making, subsequently finding them great deals on a wide-range of insurance products, financial services, utilities and more. Confused.com's service is based on the most up-to-date information provided by UK suppliers and industry regulators.

Confused.com is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. Confused.com is regulated by the FSA.

Confused.com reveals that failing to switch home insurance costs Brits £1.7 billion

Thu, 24 Feb 2011 15:15:37 GMT

New research from Confused.com has revealed that 13% of households have never switched home insurance provider, and 70% have been with the same provider for more than a year. The comparison website has calculated that with an average saving of £96.43 per annum* when policyholders switch to a new provider, Brits could be collectively wasting £1.7 billion** by not getting the best value deal.

The research also revealed a whole host of excuses for not making the effort to shop around and get a new home insurance deal, the most common reason being that people felt they had such a good deal at the moment there was no point. Findings included: 20% just can't be bothered to switch; 11% think it's too complicated; 4% didn't know you could; 39% think their deal is so good that there is no point in switching; 19% don't think the savings to be made are worth the effort; 9% don't know how to do it.

Mark Gabriel, head of home insurance at Confused.com, said: "As a nation we've become really good at shopping around annually for motor insurance, but most of us still aren't making the effort when it comes to insurance for our homes and their contents. The overall price may be lower than for car insurance, but there are still valid savings to be made.

"It's worth totting up the total of your valuables, including items kept in the garden, shed and garage before you start the quote process" said Mark, "Levels of cover can vary between providers so check everything you want is covered and then select a policy that meets your needs. It's worth doing this on an annual basis to make sure you've got the right cover at the right price - loyalty doesn't pay and you may be able to find better cover at a lower price."

Ends

Notes to editors:
*Average saving on home insurance for Confused.com customers in 2010 was £96.43
** ONS projected 26.2 million UK households in 2011 (household numbers and projections - regional trends 38). 70% of 26.2 million households = 18.34 million, all switching and each making a saving of £96.42 equates to £1.7 billion.
Research conducted by OnePoll February 2011 with 2000 respondents.

About Confused.com
Confused.com is one of the UK's biggest and most popular price comparison services. Launched in 2002, it generates over two million quotes per month. Initially providing quotes for car insurance, it has expanded its range of comparison products over the last couple of years to include buildings insurance, travel insurance, pet insurance, as well as financial services products including credit cards, loans, mortgages and life insurance.

Confused.com is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service. By using cutting-edge technology, it has developed a series of intelligent web-based solutions that evaluate a number of risk factors to help customers with their decision-making, subsequently finding great deals for them on a wide-range of insurance products, financial services, utilities and more. Confused.com's service is based on the most up-to-date information provided by UK suppliers and industry regulators.

Confused.com reveals Brits are losing £2.5 billion through poor insulation

Mon, 13 Dec 2010 12:27:41 GMT

Confused.com, the home insurance and quote comparison site, has revealed that homeowners in Britain are wasting an estimated £2.5 billion through poor insulation in their homes.

Of the 26.5 million homes in the UK, only 13 million have loft insulation, which is a major energy saving method for retaining heat in the home. Confused.com estimates that the lack of loft and cavity wall insulation is costing the nation £2,493,500,000 a year.

In addition to this only 10 million homes have cavity wall insulation. Figures suggest households can save £145 per year for loft insulation and £110 for cavity wall insulation on their energy bills, meaning the nation could be collectively wasting an estimated £2 billion.

Lisa Greenfield, energy analyst at Confused.com said: "All this snow means now is the perfect time for households to assess their homes and check if they need better insulation. A quick look at the roof will give them a clue, if the snow has melted then heat is needlessly escaping. It is worth getting in touch with the local council to check eligibility for grants. Any household with a resident aged 70 or over, qualifies for a 100% grant for insulation. These things only need to be done once, and can pay for themselves within a couple of years."

Confused.com recommends homeowners review their insulation during winter months to help cut energy costs and reduce their carbon footprint in one fell swoop. More details of how to do this can be found within the home insurance guides section of the website.

About Confused.com:
Confused.com is one of the UK's biggest and most popular price comparison services. Launched in 2002, it generates over one million quotes per month. It has expanded its range of comparison products over the last couple of years to include home insurance, travel insurance, pet insurance, van insurance, motorbike insurance, breakdown cover and energy, as well as financial services products including credit cards, loans, mortgages and life insurance.

Confused.com is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service. By using cutting-edge technology, it has developed a series of intelligent web-based solutions that evaluate a number of risk factors to help customers with their decision-making, subsequently finding them great deals on a wide-range of insurance products, financial services, utilities and more. Confused.com's service is based on the most up-to-date information provided by UK suppliers and industry regulators.

Confused.com is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. Confused.com is regulated by the FSA.

Confused.com enlists ex-burglar to offer tips on home safety this Christmas

Wed, 01 Dec 2010 14:01:45 GMT

Confused.com, the home insurance specialist, has revealed the results of new research that found that 72% of Brits feel more at risk of burglaries at Christmas, yet only one in four increase home security during this expensive time of year. Research shows a 63% increase in burglaries during the winter months at an average cost of £2,623.

Generous Brits are expected to spend an average of £250 on presents this Christmas and, according to research, the most likely hiding place for all these presents is under the bed (34%). However, with more luxury gifts and food and drink in the house than at any other time of the year, the average home very quickly becomes a tempting place for opportunistic burglars.

To help homeowners be security savvy this Christmas, Confused.com Home Insurance have enlisted ex-burglar and home security expert Michael Fraser to offer tips and advice on how to keep the home safe.

Michael Fraser commented: "There are simple measures homeowners can take to minimise the risk of burglaries. For instance, the research revealed that the living room is the most valuable room in their house (49% of Brits cited in the survey); it's also a popular target for burglars. So I would advise people not to put presents under the Christmas tree until the last possible moment and closing the curtains can also help. Think carefully about where you place your valuables, make sure that they are secure and your home insurance covers you for any losses should the worst happen."

Gareth Kloet, Head of Home Insurance for Confused.com said: "It may sound basic but simple steps taken to protect your home could save you money and possible heartbreak at Christmas. Homeowners should be aware each home insurance provider has their own set of conditions, so make sure your items are valued correctly to avoid any unhappy faces on Christmas Day."

-ENDS-

About Confused.com
Confused.com is one of the UK's biggest and most popular price comparison services. Launched in 2002, it generates over one million quotes per month. It has expanded its range of comparison products over the last couple of years to include home insurance, travel insurance, pet insurance, van insurance, motorbike insurance, breakdown cover and energy, as well as financial services products including credit cards, loans, mortgages and life insurance.

Confused.com is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service. By using cutting-edge technology, it has developed a series of intelligent web-based solutions that evaluate a number of risk factors to help customers with their decision-making, subsequently finding them great deals on a wide-range of insurance products, financial services, utilities and more. Confused.com’s service is based on the most up-to-date information provided by UK suppliers and industry regulators.

Confused.com is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. Confused.com is regulated by the FSA.

LV= finds dodgy DIY improvements damage house values

Mon, 10 May 2010 16:36:29 GMT

New research by home insurer LV= has revealed that in the last few years as many as 4.05m homeowners have undertaken electrical jobs without professional help, 3.3m have attempted plumbing work and 1.35m have carried out structural work such as removing walls. 900,000 have undertaken major building works, such as loft conversions, and 450,000 have tackled potentially dangerous gas repairs.

According to the LV= survey, many homeowners admitted undertaking these works in an attempt to improve the resale value of their homes. However, the effects of doing these jobs badly can reduce the sale price of a property by more than 5% in some cases.

John O'Roarke, managing director of LV= home insurance, said: "With house prices falling or stagnating in some parts of the UK, it's understandable that many homeowners should try to bump up the value of their properties through DIY home improvements.

"But although nine out of ten people in our survey (88%) recognised that jobs like gas work should only be left to the professionals, nearly 0.5m Brits are still prepared to give it a go. Not only could bungling these jobs be dangerous, and costly to put right, but if they caused a serious problem with the property it could invalidate the home insurance cover."

The LV= report surveyed both homeowners and estate agents, and reveals a myriad of conflicting opinions when it comes to the impact of DIY improvements. 21% of home owners believe that redecorating adds the most value to a house, followed by kitchen refurbishment (14%), garden work (12%), and bathroom replacement (6%).

Meanwhile 69% of estate agents believe decorating will make no difference at all to the asking price of a property. 64% responded that garden landscaping won't add value; whilst 22% said even a new kitchen won't improve the price. Estate agents also believe that the sale price of a property could decrease by more than 5% in some cases, if ‘improvement' work was done poorly.

Despite popular opinion, estate agents say that some of the most costly jobs are likely to have only a minimal impact on the asking price of a home. Those agents who believe that improvement work usually or always adds value reported that a new kitchen, if done well, can add around 2.5% to the price, while a good new bathroom or garden landscaping can each add 2.2%.

Structural improvements that are done well, such as a good loft conversion, top the added value list and can boost a property's price by around 8%, however it still doesn't make good financial sense, as the cost of the work is likely to be higher than the increase in the property's value.

John O'Roarke concluded: "Our research shows that the days of being able to buy a property, do it up yourself on the cheap and then sell it on at a profit, are over. DIY home improvements may cut the initial costs, compared with getting the professionals in, but they might not add any value to the property at all. And sloppy work is likely to reduce the resale price and could even invalidate the home insurance cover."

– ends –

Notes to Editors:
Consumer research carried out by Opinium Research. 2,012 UK adults questioned online between 5-9th March 2010.
Estate agent research carried out by PCP Research. 205 UK estate agents were questioned by phone between 12-25th March 2010.

About LV=
LV= and LV= Liverpool Victoria are trademarks of Liverpool Victoria Friendly Society Limited. LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria group of companies

M&S Home Insurance helps householders reduce their environmental impact

Mon, 11 Jan 2010 16:22:04 GMT

M&S is the first home insurance provider in the UK to offer policyholder claimants two unique features to help reduce their impact on the environment.

M&S Home Insurance is now offering the features to new customers at no added cost and will be making them available to existing customers on policy renewal from 1st February.

While lost or damaged possessions are usually replaced with equivalent new items M&S Home Insurance claimants for fridge freezers, refrigerators, washing machines, tumble dryers or dishwashers, will be offered an environmentally-friendly A rated energy-efficient replacement, saving up to 140kg of CO2 each year*.

Additionally, insured properties requiring a rebuild will be reconstructed in line with the Code for Sustainable Homes (CSH) 4, using sustainable materials where possible, emitting at least 44% less CO2 than building regulations stipulate**.

David Wells, M&S Head of Insurance, said: "These new policy features, which we believe are firsts in the UK insurance market***, mean that the M&S Home Insurance policy is one of the most environmentally friendly products of its kind."

Nick Kidd, of AXA Insurance, said: "It is becoming increasingly common for companies to launch 'green' products on the basis of carbon offsetting facilities which our research suggests is not valued by customers.

"The M&S product goes significantly further by providing tangible environmental benefits which will help customers to save energy, save money and ultimately, to help save the planet. According to the Energy Saving Trust, the average home will emit around 5 tonnes of CO2 a year, so these new product features can have a real impact.

"At AXA we're committed to reducing our negative environmental impact and are really pleased to work with M&S Money on this innovative product."

Mat Colmer, Head of Housing and Supply Chain for the Energy Saving Trust, said: "Rebuilding houses to Code for Sustainable Homes level 4 is a demanding target covering a range of environmental criteria, so it's encouraging that M&S Money is taking its role in making the UK's housing stock more sustainable seriously.

"It's important that companies take the lead with ambitious and positive products and packages when it comes to reducing the UK's carbon emissions, while clearly explaining the benefits of these low-carbon measures to their customers."

Notes to Editors
All figures, unless otherwise stated, are from YouGov Plc. Online survey sample size - 2012 adults undertaken 14th-16th December 2009. Figures weighted and representative of all GB adults (aged 18+).

* Energy efficiency depends upon actual appliance. Saving assumes current appliance is 'D' rated.
** The CSH sets minimum standards for energy and water consumption and uses a six star rating system to communicate the overall sustainability performance of new homes.
*** According to survey by eBenchmarkers

About M&S Money
M&S Money (the trading name of Marks & Spencer Financial Services) was founded in 1985 as the financial services division of Marks and Spencer Group plc. The company is now a topten credit card provider and the secondlargest travel money retailer in the UK. M&S Money also offers a range of insurance cover, including home insurance, pet insurance and car insurance as well as loans, savings and investment products.

In November 2004, Marks & Spencer sold M&S Money to HSBC. The Group serves customers worldwide from around 9,500 offices in 86 countries and territ

LV= home insurer warns Brits seriously undervalue their wardrobe

Tue, 13 Oct 2009 13:49:13 GMT

New research* from home insurer LV= reveals many people are seriously underestimating the value of their clothes, shoes and bags when calculating their home contents insurance. The research shows that on average people estimate their clothes are worth around £1600 with accessories such as dress jewellery and watches valued at a further £1,300. However experts at LV= estimate the true average cost of a wardrobe to be over double this at £6000.

LV= home contents insurance experts estimate that the average women's wardrobe is worth around £7,000, with clothes adding up to £5000 and accessories, including items of jewellery worth less than £1500 each, adding another £2000. Men's wardrobes are estimated to be worth slightly less at £5000 but are more likely to include expensive business and sports attire.

With levels of 'wardrobe' underinsurance so high, LV= is warning Brits to ensure they consider how much it would cost to replace all their clothes, shoes and accessories in the event of their property being flooded or hit by a fire.

Emma Holyer, spokesperson for LV= home insurance, commented: "The majority of homeowners have contents insurance but we estimate the levels of 'wardrobe' underinsurance to be around 70%. When valuing their contents people just tend to think about expensive jewellery, electronics and items of furniture such as sofas, beds and dining tables and forget how much it would cost to replace their clothing, shoes and everyday jewellery should the worse happen.

"Although it's a relatively small percentage of claims where we see an entire wardrobe's contents destroyed if you are underinsured you could find that your insurer will reduce the amount they pay out to reflect the cover taken out."

As well as home insurance cover not fully covering attire in the home, under half (42%) of contents polices sold include personal possessions insurance. Personal possessions cover insures belongings that are regularly taken out of the home, such as bags, ipods, laptops and clothing against theft, damage or loss.

- ends -

Notes to Editors:
*Omnibus research was carried out by Opinium on behalf of the home insurer LV=. 2004 online interviews were carried out between 11-15 September 2009.

About LV=
LV= is a registered trade mark of Liverpool Victoria Friendly Society Limited (LVFS) and a trading style of the Liverpool Victoria group of companies.

LV= employs over 3,800 people, serves around 3.6 million customers and members, and manages around £7 billion on their behalf. We are also the UK's largest friendly society (Association of Friendly Societies Key Statistics 2008, total net assets) and a leading mutual financial services provider.

Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514, is authorised and regulated by the Financial Services Authority, register number 202965. Registered address for both companies: County Gates, Bournemouth BH1 2NF. Tel: 01202 292333.

LV= reports identity burglary crime wave is hitting homeowners

Tue, 29 Sep 2009 17:19:43 GMT

LV= has revealed in a new report that one in seven burglaries last year was carried out solely in an attempt to steal the homeowner's personal details.

A quarter of all burglary victims in the past year fell prey to ID fraud as a direct result of a break in. The research from home insurer LV=, which questioned both burglary victims and convicted fraudsters, reveals the scale of the crime and fraudsters' tricks of the trade.

'ID burglary'* is estimated to cost the UK over £150 million per year to rectify and according to the report the number of home burglaries involving personal data theft is predicted to rise by 33% year on year if ID fraud continues to increase at its current rate.

The LV= report found that credit cards, coupled with a form of ID such as a bank statement, utility bill or National Insurance number, are prized items on the black market as they make it easier for fraudsters to steal an identity. Individual identity documents can change hands for around £15, whereas fraudsters will typically pay £150 for a 'bundle' of personal identity information.

One fraudster said: "So many people make my job really easy by sticking all the key documents together in one place. And for all the family too, so you often get three or four identities for the price of one, so to speak."

While 'identity burglars' are becoming more common, even thieves after more traditional items such as purses or wallets are likely to take the opportunity to steal personal details as well, because they know they can sell these on. Around 94% of handbags, wallets and purses contain at least one form of personal identity document.

To help assist the growing number of people affected by ID fraud, the LV= home insurance policy now includes free access to a special identity fraud helpline.

John O' Roarke, managing director of LV= home insurance, said: "As the trend for identity fraud increases, we would strongly urge homeowners to take appropriate measures to limit their chances of being targeted by thieves and fraudsters. As well as installing home security measures such as burglary alarms and security lights, homeowners should ensure they store personal documents securely and if possible separately to minimise the risk of ID theft."

- ends -

Notes to editors:
* Police statistics showed there were 278,000 burglaries in 2008. 71,750 resulted in ID theft. Opinium research conducted 20-27 March 2009 for LV= among 6,000 adults found that the average cost of name clearing as a result of identity fraud is £2,174. Therefore £2174 x 71,750 = £155,984,500.
**According to the Opinium research 2% of people have been a victim of identity fraud. The UK adult population (over 18) is 47.9 million (Office for National Statistics' Labour Force Survey). CEBR predicts cases will almost double, rising by 440,000 over the next five years.

All data, unless otherwise stated, is taken from Invenio Research Limited, 'Identity Burglary: A study (Invenio Research, London 2009)'.

About LV=:
LV= is a registered trade mark of Liverpool Victoria Friendly Society Limited (LVFS) and a trading style of the Liverpool Victoria group of companies.

LV= employs over 3,800 people, serves around 3.6 million customers and members, and manages around £7 billion on their behalf. We are also the UK’s largest friendly society (Association of Friendly Societies Key Statistics 2008, total net assets) and a leading mutual financial services provider, offering a number of insurance products and a home i

Top Articles Tagged with home-insurance

Confused.com find Brits are a nation of DIY lovers but pay the price in home insurance claims

Confused.com research reveals weather conditions are affecting home insurance claims

Confused.com reveals that overvaluing possessions could lead to a higher insurance premium

Confused.com reveals that failing to switch home insurance costs Brits £1.7 billion

Confused.com reveals Brits are losing £2.5 billion through poor insulation

Confused.com enlists ex-burglar to offer tips on home safety this Christmas

LV= finds dodgy DIY improvements damage house values

M&S Home Insurance helps householders reduce their environmental impact

LV= home insurer warns Brits seriously undervalue their wardrobe

LV= reports identity burglary crime wave is hitting homeowners